Plain-English summary: We collect only the information needed to advise you, protect it with bank-grade encryption, never sell it to anyone, and let you access or delete it at any time by emailing info@financenetworkplace.com.
1. Who We Are
Finance Network Place ("Finance Network Place," "we," "us," "our") is a finance and wealth management firm headquartered at 216 Deptford Rd, Glassboro, New Jersey 08028, USA, serving clients in all 50 states. This Privacy Policy explains what personal information we collect, why, and how we safeguard it, in accordance with applicable U.S. federal and state laws, including the California Consumer Privacy Act (CCPA/CPRA).
2. Information We Collect
- Identity & contact data: name, email address, phone number, and mailing address provided via our booking, contact, or newsletter forms.
- Financial data (with consent): income, assets, debts, credit profile, tax situation, and insurance details you share during consultations or loan applications.
- Transaction data: services requested, consultation dates, and correspondence history.
- Technical data: IP address, browser type, device information, and pages visited, collected via standard server logs and cookies.
3. How We Use Your Information
- To respond to inquiries and schedule consultations you request.
- To prepare financial plans, process loan pre-qualifications, and deliver advisory services.
- To send our Money Sense newsletter — only if you subscribed, and only until you unsubscribe.
- To comply with legal, regulatory, tax, and anti-fraud obligations (e.g., KYC/AML rules).
- To improve website performance and security.
We never sell, rent, or trade your personal information to data brokers or advertisers — full stop.
4. Cookies & Analytics
We use a minimal set of essential cookies for site functionality and privacy-respecting analytics to understand aggregate traffic patterns. You may disable cookies in your browser; core content will remain accessible.
5. Sharing With Third Parties
We share information only with vetted service providers operating under confidentiality contracts: lending partners (for loan processing you initiate), custodians and portfolio platforms (for investment management), email delivery providers, and professional advisers bound by secrecy obligations. Each receives only the minimum data necessary. We may also disclose information where required by law, subpoena, or to protect our legal rights.
6. Data Security
We protect your data with TLS 256-bit encryption in transit, encryption at rest, role-based access controls, SOC 2-aligned operational controls, routine security audits, and staff training. No system is perfectly secure, but we treat your data with the same care as our own.
7. Data Retention
Client records are retained for the period required by financial-services regulations (generally 7 years after account closure). Newsletter data is retained until you unsubscribe. Inquiry data is deleted within 24 months if no client relationship forms.
8. Your Rights
Depending on your state of residence, you may have the right to: (a) know what personal data we hold; (b) request a copy; (c) request correction or deletion; (d) opt out of marketing communications; and (e) not be discriminated against for exercising these rights. California residents may designate an authorized agent. To exercise any right, email info@financenetworkplace.com — we respond within 45 days.
9. Children's Privacy
Our services are intended for adults aged 18 and older. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us data, contact us for immediate deletion.
10. External Links
Our website may link to third-party sites (e.g., educational resources). We are not responsible for their privacy practices and encourage you to review their policies.
11. Changes to This Policy
We may update this policy to reflect legal or operational changes. The "last updated" date above will always reflect the current version; material changes will be announced on this page.
12. Contact Us
Privacy questions or requests: Finance Network Place, 216 Deptford Rd, Glassboro, NJ 08028, USA · Phone: (856) 307-9447 · Email: info@financenetworkplace.com.